Subprime (Special Finance) Structures, Presentations & Disclosures

Availability Date: TODAY
Last Updated: July 1st, 2020


This Course Includes:
57 Lessons Total
3 Content Lessons
8 Exams
31 Video Lessons
14 File Attachments
3 Feedback Submission Opportunities

Course Content

  Copyright Acknowledgment and Agreement
  Copyright & Trade Secret Acknowledgement & Agreement
  Subprime Finance Skill Development Definitions/Text Book and Worksheets
  Student Textbook Section 1 (29 pages)
  Student Workbook Section 1 (40 pages)
  FICO Score Information and Chart
  Video Lecture Series - Subprime Lending Terms, Guidelines, Strategies, and Definitions
  Sub-Prime Review: Subprime Guidelines Terms, Definitions, and Lending Practices (46 minutes)
  Sub-Prime Review: Ch2 (27 minutes, 40 seconds)
  Special Finance Loan Underwriting Guideline
  Student Textbook Section 2 (67 pages)
  Student Workbook Section 2 (126 pages)
  Sub-Prime Review: Lender Selection based on Customer Credit Profiles, Vehicle, and Stipulations (42 minutes, 48 seconds)
  DMS (Advent Training) with Subprime Structures and Calculations for Advance, Income, Debt Ratios and Other Factors
  Advent Training - Dealer Management System (DMS) Operations and Data Entry (23 minutes, 46 seconds)
  Sub-Prime Review: calculate max selling price, max payment, debt ratio, payment to gross ratio, discretionary income (30 minutes, 2 seconds)
  Advent Training Ch 6
  Advanced Subprime Training - Advanced Credit Bureau Analysis and Lending Guideline Interpretation Skill Development Exercises
  Credit Bureau Training: Ch1
  Sub-Prime Guidelines (Exam #1)
  Student Textbook Section 3 (11 pages)
  Student Workbook Section 3
  Subprime Business Skill Development - Real Deals, Credit Application, Credit Bureau, Vehicle Selection, Loan Stipulations, DMS entry, Lender Guidelines, Maximization Exercises
  Cantrell Deal: Ch1
  Cantrell Deal (Cont): Ch2
  Cantrell Deal (Cont): Ch3
  Cantrell Deal Advent Ch4
  Jason Brown Deal: Ch5
  Jason Brown Deal (Cont): Ch6
  Jason Brown Deal Advent Ch 7
  Sub-Prime Guidelines (Exam #2)
  Norman Bates Deal: Ch1
  Norman Bates Deal (Cont): Ch2
  Norman Bates Deal Advent Ch3
  Sub-Prime Guidelines (Exam #3)
  Student Textbook Section 4
  Student Workbook Section 4
  Gloria Perera Deal: Ch1
  Gloria Perera Deal Advent Ch2
  Proof of Income Stipulations - Lender interpretation methods using pay stubs, tax returns, and bank statements - and how lenders identify phony proof of income.
  Income Calculations: Ch5
  Clifford Martin Deal: Ch6
  Clifford Martin Deal Advent Ch7
  Robert Martin Deal: Ch8
  Robert Martin Deal Advent Ch1
  Jim Hughes Deal: Ch2
  Jim Hughes Deal Advent Ch3
  16-18 Payslips.pdf
  Sub-Prime Loan Underwriting (Exam #4)
  Student Textbook Section 5
  Student Workbook Section 5
  Loan Underwriting: Ch1
  Jesse Martin Deal: Ch2
  Jesse Martin Deal Advent Ch3
  Special Finance Set-Up: Ch4
  Special Finance (Cont): Ch5
  Skill Verifications - Interpreting credit bureau information according to lender interpretation rules, deal structure calculations, setting up a subprime department, and other subprime lending skills
  Sub-prime Experian Credit Profile (Exam #5)
  Sub-prime Equifax Credit Profile (Exam #6)
  Special Finance Best Practices Whitepaper
  Special Finance Best Practices Exam
  Special Finance Best Practices Evaluation Questions
  Your Turn - How can Special Finance help you?
  Please Rate Subprime Structures, Presentations & Disclosures